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May 08

Arizona (AZ) Teen Auto Insurance Laws, Rates & Requirements

In the state of Arizona, in 2008 a total of 3,533 teens between the ages of 15-19 were injured in car accidents where the teen was the driver. A total of 28 teens ages 15-19 died in car crashes in 2008. In all 28 accidents, the teen was the driver. The state of Arizona wants to reduce the number of teen accidents and fatalities, so in an effort to do so, the state offers several different “classes” of driver licenses. Teens cannot advance to any given class without satisfying some serious requirements ranging from a certain amount of practice hours behind the wheel to keeping a squeaky clean driving record. Continue reading to learn more about estate law and Arizona’s teen driving laws and the consequences for violating them.

Arizona Graduated Driver Licensing (GDL) and Driver License Requirements

Arizona’s driver license classes are the same as Graduated Driver Licensing or GDL. Teen’s ages 16-18 can operate a motor vehicle with a Class G (Graduated) license. This means that the teen:

•    Has obtained a Graduated Instruction permit
•    Has held the instruction permit for six months 
•    Has completed 30 hours of behind-the-wheel training. This includes 10 hours of nighttime driving 

Graduated Instruction requirements and restrictions are as follows:

•    Teen must pass a written and vision test
•    Teen must be at least 15 ½ years of age
•    Teen must have a licensed driver aged 21 or older in the front passenger seat at all times
•    Teen and parent or legal guardian must provide the DMV with all necessary application documents

Driver training must be completed with an approved driving instructor, organization, or school or under the supervision of apparent or guardian. Graduated Instruction permits are valid for 1 year. 

When applying for a Graduated Instruction permit or Graduated License, teens must provide the following documentation to the Arizona Department of Motor Vehicles:

•    Social Security card to verify identity – copies will not be accepted
•    Photo ID in the form of an Arizona ID card, US military ID card or passport
•    If no state or federal photo ID is available, the teen must provide an Arizona permit, birth certificate, w-2 form, bank card, school ID with photo, employee ID with photo or credit card (any three will do, but no less)

It is important to note that all documents must be originals or certified copies.

Once the teen has completed all Class G requirements and provided he has a clean driving record, he will be eligible to apply for an unrestricted Class D license at the age of 18. 

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